International Women’s Day (IWD) 2025 is a time to celebrate the achievements of women across all industries, including finance and mortgage broking. This year’s theme, “March Forward,” highlights the need to drive real progress toward gender equality—not just in words, but in action.

At Organic Home Loans, we’re proud to support this movement. With a female director leading our team, we actively work towards gender balance in the finance industry.

Women and Financial Empowerment in Australia

Women in Australia have made significant strides in financial independence, yet challenges remain. The gender pay gap, superannuation disparity, and access to financial literacy resources continue to impact women’s long-term financial security.

• The gender pay gap in Australia currently sits at 11.9%, affecting women’s ability to build wealth.
• Women retire with approximately 25% less superannuation than men, often due to career breaks for caregiving.
• Financial literacy rates among women are improving, but only about one in three women feel sufficiently equipped to assess and manage financial risks.
• At Organic Home Loans, we believe financial education is key to empowering women to make informed decisions about homeownership, investments, and financial security.

Women in Mortgage Broking: Breaking Barriers & Marching Forward

The mortgage broking industry has traditionally been male-dominated, but women are making their mark. As of 2024, only 26.7% of mortgage brokers in Australia were women, but this number is growing as more women enter the industry, bringing unique strengths such as relationship-building, attention to detail, and customer-centric service.

Women in mortgage broking face challenges, including:

• Balancing work and family life – flexible working arrangements can help women succeed.
• Breaking into a competitive industry – mentoring and networking are key.
• Overcoming unconscious bias – clients and industry leaders must recognise the value women bring.

As part of the “March Forward” theme for IWD 2025 in Australia, we continue to encourage and support more women entering finance and mortgage broking, ensuring they have the tools and opportunities to succeed.

Our Team: Leading by Example

At Organic Home Loans, we are committed to diversity and supporting women in the mortgage industry. Our female director leads our team with vision and expertise, ensuring a culture of inclusivity and equal opportunity.

With three female staff members and three male colleagues, we foster a workplace where everyone’s voice is heard, and success is based on talent and dedication.

Supporting Women on Their Financial Journey

Whether you're a first home buyer, investor, or looking to refinance, we provide tailored mortgage advice to help Australian women achieve financial independence. Our team understands the unique challenges women face, and we’re here to provide expert guidance, transparency, and support.

Tips for Women Looking to Buy a Home in 2025

• Know Your Borrowing Power – Understand how lenders assess income, expenses, and credit history.
• Save for a Strong Deposit – Aim for at least 20% to avoid Lenders Mortgage Insurance (LMI).
• Consider Government Grants – Women buying their first home can access the First Home Owner Grant and First Home Guarantee Scheme.
• Prioritise Financial Security – Ensure you have an emergency fund before taking on a mortgage.
• Seek Expert Advice – A mortgage broker can help you navigate the lending market with confidence.

Let’s Accelerate Action & March Forward Together

International Women’s Day is more than just a celebration—it’s a call to action. Whether it’s supporting women in finance, advocating for workplace equality, or helping women achieve homeownership, every step forward matters.

At Organic Home Loans, we are proud to be part of this movement. If you’re ready to take control of your financial future, our expert team is here to help. Contact us today to start your journey toward financial empowerment.

Let’s accelerate action, march forward, and create a future where all women thrive.

Happy International Women’s Day 2025!

References

Australian Bureau of Statistics (2025). Gender indicators, current | Australian bureau of statistics. [online] www.abs.gov.au. Available at: https://www.abs.gov.au/statistics/people/people-and-communities/gender-indicators [Accessed 7 Mar. 2025].

‌Workplace Gender Equality Agency (2024). The ABS data gender pay gap | WGEA. [online] www.wgea.gov.au. Available at: https://www.wgea.gov.au/data-statistics/ABS-gender-pay-gap-data [Accessed 7 Mar. 2025].

Clare, R. (2023). An update on superannuation account balances. [online] Available at: https://www.superannuation.asn.au/wp-content/uploads/2024/01/2311_An_update_on_superannuation_account_balances_Paper_V2.pdf [Accessed 7 Mar. 2025].

Allianz.com. (2023). Allianz | Playing with a squared ball: the financial literacy gender gap. [online] Available at: https://www.allianz.com/en/economic_research/insights/publications/specials_fmo/financial-literacy.html [Accessed 7 Mar. 2025].

Ell, K. (2025). Female brokers: are there enough? [online] Brokernews.com.au. Available at: https://www.brokernews.com.au/news/breaking-news/female-brokers-are-there-enough-286712.aspx [Accessed 7 Mar. 2025].‌